11/12/2023 0 Comments Privacyguard trial![]() There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies such as Experian, TransUnion and Equifax. What is the Fair Credit Reporting Act, and how does it affect me? Ĭredit Scores and General Credit Information � The Facts You Need To Know ![]() As a result, it is possible that fraudulent attempts to verify your identity could be submitted using your personal information that are not detected by PrivacyGuard. However, PrivacyGuard 's information network does not include all companies that require verification of your identity prior to providing you with a service or credit. credit issuers, including credit card issuers, retailers, and telecom companies. ![]() *The information network is comprised of many U.S. From there, expert support will be provided to assess the threat level and determine next steps in addressing the issue at hand. You'll be alerted immediately in any instance Identity Verification Monitoring detects your name and information is being used to confirm your identity or to open a new account within our network. This feature works in real-time - across hundreds of businesses - constantly scanning for instances where your name and personal information is being used to verify your identity prior to submitting a new application, requesting a password reset, or applying for credit, and other certain activities that could damage your credit and identity.* Identity Verification Monitoring works to prevent your personal information from being used for fraudulent activities that may result in identity theft, account takeovers, or account compromises. With PrivacyGuard, you can proactively guard against this nightmare scenario with Identity Verification Monitoring. The damage this could do to your credit profile and identity is extensive. Imagine an identity thief being able to create new credit accounts and lines of credit in your name without you even knowing. Monitoring will alert you to changes such as newly-opened accounts, payment defaults and even change of home address. Daily scans of your credit files at Experian, Equifax and TransUnion search for certain changes to your credit information, and if discovered, PrivacyGuard sends you an immediate email or text alert. PrivacyGuard helps to reduce your risk of identity theft and vigilantly monitors potential compromises. Even more alarming, a thief who gains access to your bank account or your social security number can open brand-new accounts, get a driver's license in your name or even pose as you if arrested. Once an identity thief gets a hold of your credit card information for example, they can open another card for their use, even changing the billing address so that you might not know for months that they're racking up charges. Unfortunately, those efforts may not be enough. Most consumers use only the basic measures to protect their identity.
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